Mutual Fund

1. Description:

   • HDFC Ultra Short Term Fund is an open-ended debt mutual fund scheme that primarily invests in short-term debt securities and money market instruments. The fund aims to generate income with relatively low interest rate risk while maintaining high liquidity. It is suitable for investors with an investment horizon of 3 to 6 months.

2. Asset Class:

   • Debt

3. Asset Sub-Class:

   • Ultra Short Duration

4. Performance Metrics:

   • 1-Year Return: 7.31%

   • 3-Year Return: 6.52%

   • 5-Year Return: 5.97%

   • Return Since Inception (September 25, 2018): 6.25% per annum

   • CAGR: Not explicitly available

   • XIRR: Not explicitly available

5. Expense Ratio:

   • 0.70% (as of February 2025)

6. Minimum Investment Amount:

   • Lump Sum Investment: ₹100

   • Additional Investment: ₹100

   • SIP Investment: ₹100

7. Lock-in Period:

   • None

8. Exit Load:

   • Nil

9. Asset Allocation:

   • Debt Instruments: Approximately 97.93%

     • Government Securities: 12.44%

     • Low-Risk Securities: 85.49%

   • Cash & Cash Equivalents: Approximately 1.8%

10. Fund Managers:

    • Anil Bamboli: Managing the fund since inception in September 2018, with over 19 years of experience.

    • Rakesh Vyas: Co-managing the fund, bringing extensive expertise in fixed income securities.

Mutual fund investments are subject to market risks. Please read the scheme-related documents carefully before investing.