Mutual Fund

1. Description:

   • The HDFC Liquid Fund is an open-ended liquid scheme that aims to generate income through a portfolio comprising money market and debt instruments. The fund invests in securities with residual maturity not exceeding 91 days, ensuring high liquidity and low-interest rate risk. 

2. Asset Class:

   • Debt​

3. Asset Sub-Class:

   • Liquid Fund 

4. Performance Metrics:

   • 1-Year Return: 7.21% 

   • 3-Year Return: 7.17%​ 

   • 5-Year Return: 5.36% 

   • Return Since Inception (October 17, 2000): 6.83% per annum 

   Note: Specific XIRR and CAGR values are not provided in the available data. ​

5. Expense Ratio:

   • 0.30% (as of February 28, 2025) 

6. Minimum Investment Amount:

   • Initial Investment: ₹100​

   • Additional Investment: ₹100 

   • SIP Investment: ₹100​ 

7. Lock-in Period:

   • None 

8. Exit Load:

   • 0.0070% if redeemed within 1 day​ 

   • 0.0065% if redeemed within 2 days 

   • 0.0060% if redeemed within 3 days​ 

   • 0.0055% if redeemed within 4 days​ 

   • 0.0050% if redeemed within 5 days​ 

   • 0.0045% if redeemed within 6 days​ 

   • No exit load if redeemed after 6 days ​ 

9. Asset Allocation:

   • Debt Instruments: Approximately 109.03%​ 

     • Government Securities: 21.13%

     • Low-Risk Securities: 87.9%

10. Fund Managers:

    • Anupam Joshi: Managing the fund since October 27, 2015, with over 17 years of experience.

    • Swapnil Jangam: Managing the fund since October 6, 2022, with over 12 years of experience.

Please note that mutual fund investments are subject to market risks. It is advisable to read all scheme-related documents car