Mutual Fund

The Mahindra Manulife Dynamic Bond Fund is an open-ended dynamic debt scheme that actively manages a portfolio of money market and debt instruments across various durations, aiming to generate regular returns and capital appreciation.

Fund Overview:

• Asset Class: Debt
• Asset Sub-Class: Dynamic Bond

Performance Metrics:

• 1-Year Return: 6.85%
• 3-Year Return: 5.28%
• 5-Year Return: 4.35%
• Since Inception (CAGR): 5.06%

Note: XIRR is not specifically provided; however, the since inception return can be considered as CAGR.

Fund Details:

• Expense Ratio: 1.57%
• Minimum Investment Amount:
  • Lump Sum: ₹1,000
  • SIP: ₹500
• Lock-in Period: None
• Exit Load: Nil

Asset Allocation (as of January 31, 2025):

• Debt Instruments: 92.98%
• Cash & Cash Equivalents: 7.02%

Top Holdings (as of January 31, 2025):

1. Government of India Security 7.09% (05/08/2054): 34.97%
2. Government of India Security 7.23% (15/04/2039): 11.10%
3. Government of India Security 6.79% (07/10/2034): 10.16%
4. Government of India Security 7.34% (22/04/2064): 6.55%
5. Maharashtra State SDL 7.64% (25/01/2033): 6.52%

Fund Manager:

• Name: Mr. Rahul Pal
• Experience: Over 22 years in the Fixed Income segment; managing this fund since August 20, 2018

This fund is suitable for investors seeking regular returns and capital appreciation through active management of a diversified debt portfolio across various durations.